🏠 How to Find a Good Property Tax Accountant in the UK

By Sam Niranjan & Co – Chartered Certified Accountants

If you own rental properties or are planning to expand your portfolio, choosing the right property tax accountant can make a huge difference — not only in staying compliant but in reducing your overall tax bill.

Here’s what to look for when finding a reliable property tax accountant in the UK:

🔎 1. Look for Property Tax Specialisation

Not all accountants understand property taxation. Choose someone who:

• Deals regularly with buy-to-let landlords, Furnished Holiday Lettings (FHLs), and property developers.

• Has experience with incorporation relief, CGT planning, SDLT mitigation, and Section 24 mortgage interest restriction.

• Understands HMRC’s approach to property partnerships and trading vs investment distinctions.

📜 2. Check Qualifications and Professional Registration

A reputable accountant should be:

• Qualified with ACCA, ICAEW, ATT, or CIOT.

• Registered with HMRC for Anti-Money Laundering (AML) compliance.

• Able to provide proof of professional indemnity insurance and regulatory oversight.

🧮 3. Ensure Up-to-Date Tax Knowledge

UK property tax rules change frequently. Ask if they’re aware of:

• Making Tax Digital (MTD) for Income Tax requirements for landlords.

• Basis period reform and its impact on property businesses.

• Business Asset Disposal Relief (BADR) for incorporated portfolios.

• Latest HMRC guidance on allowable expenses and capital allowances.

💬 4. Confirm Experience with Similar Clients

Choose an accountant who already handles clients like you:

• Individual or joint landlords

• Married couples with mixed property ownership

• Partnerships and LLPs

• Limited companies with property portfolios

• Overseas investors with UK property income

💡 5. Ask About Their Tax Planning Approach

A good accountant doesn’t just file returns — they help you plan ahead:

• Structuring ownership between individuals, partnerships, or companies.

• Advising on incorporation and rollover relief.

• Planning for inheritance tax, capital gains, and exit strategies.

• Identifying opportunities for capital allowances and interest relief.

💻 6. Check Use of Modern Technology

Efficiency matters. Look for an accountant who uses:

• Cloud accounting software (Xero, QuickBooks, or FreeAgent).

• Secure client portals for ID verification and document sharing.

• BrightPay for payroll and Taxfiler/BTC for submissions.

• Digital tools that integrate seamlessly with HMRC systems.

🕵️‍♂️ 7. Read Reviews and Testimonials

Search for feedback on the website or LinkedIn.Look for clients praising:

• Proactive communication

• Clarity in tax explanations

• Fast turnaround times

• Consistent year-on-year support

💷 8. Clarify Fees and Service Scope

Transparency is key. Ask:

• Are fees fixed, monthly, or hourly?

• What’s included — year-end accounts, tax returns, tax planning sessions?

• Are there additional charges for HMRC correspondence or advisory calls?

🤝 9. Arrange a Consultation

A short call or meeting will show whether they:

• Understand your portfolio and goals

• Offer tailored strategies

• Explain tax concepts clearly and confidently

🧭 10. Build a Long-Term Relationship

Property tax planning works best when your accountant understands your portfolio’s history and growth strategy.A trusted accountant will guide you through:

• Portfolio incorporation

• Re-mortgaging and refinancing

• Sale or succession planning

• Ongoing compliance with HMRC and Companies House

✅ Final Thoughts

Choosing the right property tax accountant can protect your wealth, reduce your liabilities, and give you peace of mind. At Sam Niranjan & Co, we specialise in helping landlords, property partnerships, and limited companies navigate complex tax rules efficiently and compliantly.

📩 Get in touch today to arrange a free initial consultation and see how we can help structure your property affairs tax-efficiently.