This is one of the most expensive mistakes property investors and developers make. And it often only comes to light after  HMRC raises a query. Here’s how to avoid it 👇 1️⃣ Repairs ≠ Improvements A repair  puts a property back into its original condition. An improvement  enhances or upgrades it. Only repairs are usually deductible against rental or trading income .Improvements are normally capitalised. Simple example: Replacing broken windows → repair Upgrading single glazing to double...

By Sam Niranjan & Co – Property Tax Specialists Being a landlord in the UK can be profitable, but the tax rules for rental properties  are complex and constantly changing. Every year, landlords lose thousands of pounds because they misunderstand the rules around: Section 24 mortgage interest CGT on property Allowable expenses Serviced accommodation vs FHL SDLT and incorporation VAT for serviced accommodation As specialist property tax accountants , we’ve listed the 25 most common tax mistakes...

If you’re a landlord running your property portfolio through a limited company, you may have wondered: “If I remortgage my personal home to inject money into my property company, can I claim tax relief on the interest?” The good news is:👉 Yes — in many cases, you can  claim tax relief personally , even though the borrowing is in your own name and the company owns the properties. At Sam Niranjan & Co, we see many clients using personal borrowing to fund limited company property purchases,...